SpendKept Privacy Policy

Last updated: 2026-07-08

SpendKept is a budget tracker built to respect your privacy.

The short version

SpendKept does not collect, transmit, sell, or share your data, and never asks for your bank login. Everything you enter stays in an encrypted database on your device.

What the app stores

Your transactions (amount, category, date, note) and monthly budget are stored only on your device, encrypted. There is no server and no account.

Data we do NOT collect

No bank/card credentials — SpendKept never links to your bank.
No name, email, phone, or account (no sign-up).
No financial data leaves your device.
No location, contacts, or advertising identifiers.
No analytics, no third-party trackers, no ads — ever.

Exports you choose to share

The Pro CSV/PDF export is generated on-device and shared only via the share sheet you invoke.

Purchases

Optional Pro features are sold through the App Store / Google Play (RevenueCat).

Contact

[email protected]